Uber and Your Automobile Insurance...Are You Covered?
Posted: April 7, 2015
Are you an Uber driver? "Private taxi" service is here and alive in the great Manchester area. These services use mobile technology to connect people who need a ride with drivers who are willing to transport them for a fee. IMPORTANT! IMO the biggest problems with this is that the Personal Auto Policy says there is no coverage for liability or physical damage if you...
Don't Let the Dealer Tell You They're Adding Your New Car to Your Policy...
Posted: September 23, 2014
Don't Let the Dealer Tell You They're Adding Your New Car to Your Policy... PSA of the day! When you purchase a new/used vehicle and the dealer tells you that someone from the dealership will call the office to get it covered...don't believe for a second! First, they are not you...they don't have any authority ...to make a change to your policy. If we learn...
Shouldn't My Auto Insurance go down? My Car is a Year Older!
Posted: March 7, 2014
Shouldn't My Auto Insurance go down? My Car is a Year Older! This is very common question or comment from our prospective new customers and existing customers. We don't see much rate relief on any line of insurance; personal or business. Here is a reasonable explanation...your comments or questions are certainly welcome. Rates are not just based on "your car", they are split between several types of...
Doubt; Insurance Commercials Create it Everyday
Posted: October 15, 2013
It makes for great advertising. Commercials about insurance have gone from serious to comedic to grab your attention. Those 30 seconds are also filled with tidbits attempting to make you doubt your automobile or homeowners insurance. Here are a few of my favorites: Allstate’s Mayhem test-drives a motorcycle that some unlucky Allstate customer is selling. Mayhem proceeds down the road and dumps motorcycle into...
Got Umbrella?
Posted: September 5, 2013
What if your dog bites a child or a dinner guest stumbles on a porch and hits his head? You could be hit with a multi-million dollar lawsuit. That’s where umbrella insurance comes in. It will protect you in many cases with $1 million in coverage for as little as $200 a year. Who could use and umbrella? Someone who... * Drives a car or...