COVID19 and Your Business
Posted: March 30, 2020
Coronavirus or Covid-19 Statement to our Commercial Clients The news on all networks has been filled with information on the now declared pandemic of the Coronavirus. Businesses all over the country are experiencing a dramatic slow-down or outright closure due to government mandate. Many businesses are questioning if they have coverage for losses related to the closure or slow-down related to COVID-19. For...
What Will My General Liability Insurance Cover?
Posted: March 19, 2020
General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property damage. It does not cover workplace injuries sustained by your employees – those are covered...
Insuring Farm Vehicles: Do I Need Commercial Auto Insurance Or Agribusiness Insurance?
Posted: March 4, 2020
If you are in the field of agriculture, agribusiness insurance can help protect your entire business, including your farm equipment. If you have vehicles used on your farm or in your business, you will likely want to include commercial vehicle insurance in your agribusiness insurance package. Our knowledgeable agent can advise you on the insurance coverage you need and help you find the best available...
Builders Risk Insurance Vs. Contractors Insurance
Posted: February 19, 2020
If you are in the construction business, you need the right types of insurance coverage to protect yourself. You are likely to need builders risk insurance in addition to contractors insurance. Together, these two forms of coverage can protect you against certain losses. What Is Builders Risk Insurance? Builders risk insurance is designed to cover a contractor’s equipment, materials, and property related to the construction...
D&O Insurance. Does Homeowners Insurance Cover me?
Posted: June 24, 2019
You may be asked at some point to serve on a board for an organization. Most commonly, non-profit organizations have a purpose of fund-raising for their operations or some charitable cause. Does your personal or even business insurance coverage protect you as a board member? Short answer is no. Boards should have Directors and Officers (D&O) insurance and they can secure that on their own...