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Category: Insurance Agent

What if the Insurance Carrier Offers Me Less Than What My Car is Worth?

A totaled vehicle brings with it a certain amount of stress.  The good news is that total vehicle losses are pretty rare and we hope that you don't ever have to experience it.  In the event that you do, here are some tips from our years of assisting clients through this process. Every insurance carrier pays vehicle losses based on actual cash value, or ACV. ...

Fortified Insurance Agency Welcomes New Agent Lynn Lavallee!

Keith Beausoleil, owner of Fortified Insurance Agency announces that Lynn Lavallee has joined their team.  “Lynn has a great insurance background, she comes to us from the Elliott Insurance Agency in Goffstown, NH.  She’s also worked for Nationwide and Davis & Towle. Lynn specializes in working with new clients for both Personal and Commercial Lines. She enjoys getting to know you and creating an insurance...

The Cost of Automobile Repair in 2017 and the Impact on Rates

As the economy has improved, people have purchased more new vehicles at a record pace. These new vehicles are more often equipped with new safety features that have NOT helped bring down accident rates. But, these new safety features sure are costly to repair after there is an accident. These safety features will also work to drive up the cost of automobile insurance. Check out...

Roadside, Towing, and Your Insurance Company

Roadside service or towing...whatever you want to call it, will likely not make you happy in event of a breakdown on the side of the road with your automobile.  Automobile insurance policies typically have a nominal benefit that is really designed to get you off the road and towed to a nearby repair shop.  And if that repair shop is less than 15 miles away...

Distracted Driving is the Leading Cause of Accidents Nationally

The leading cause of automobile accidents in the United States is now distracted driving.  It accounts for 80% of traffic related accidents and 65% of near-collisions.  This comes before drunk driving, speeding, reckless driving, and weather according to the National Highway Traffic Safety Administration. Unfortunately, this uptick in frequency combined with more drivers on the roads, drivers doing more miles annually per year (largely due to...