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Tag: Commercial Insurance

What Is Cargo Insurance and Why Is It Important?

What Is Cargo Insurance and Why Is It Important?

Transporting goods carries risks. Any number of things can go wrong with goods in transit. That is what makes cargo insurance so important. It can help protect the value of your goods against losses in transit by sea, air, or rail. Cargo insurance provides protection against financial loss for cargo that is lost or damaged due to a covered event. These typically include natural disasters,...

What Does Commercial Umbrella Insurance Cover?

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

What to Do After a Major Water Leak or Indoor Flood

It's happened. There's water everywhere—in your walls, under your carpets and soaking into your belongings. Whether caused by a burst pipe, a broken water heater or a flood, there are things you can do immediately to salvage belongings and limit damage or loss. 1. Stop the Water If water is coming from inside your home, from a burst pipe or water heater malfunction, shut off...

2012 Insurance Outlook; Auto Insurance, Home Insurance, Business Insurance

Thought I would give a 2012 New Hampshire insurance news update this month and I’ll expand a little more on each subject in the upcoming months.  Overall, experts say and we see that carriers are looking to increase their insurance rates; in some areas more than others. NH Automobile Insurance: We’ve come off some of the most competitive years of auto insurance pricing and some...